Articles

Financial decisions are often complex and difficult to make – especially when the fate of your home is involved. To help you and your family stay informed on issues relating to mortgage modification, debt obligations, and homeownership, the Maryland mortgage modification attorneys of Chaifetz & Coyle, P.C. have assembled the following list of articles. Please check back regularly for updated pages and other resources.

These articles are not intended to be or substitute for legal advice. For a consultation about your financial and legal options, contact Chaifetz & Coyle, P.C. at 443-546-4608.

• HARP 2 Program
• Filing for Chapter 11 Bankruptcy
• What Lenders Can and Cannot Do in Mortgage Modification
• Understanding Mortgage Acceleration
• Housing Bubbles and Foreclosure
• Should I File for Bankruptcy or Mortgage Modification?
• Chapter 7 versus Chapter 13 Bankruptcy and Foreclosure
• Don't Miss the Deadline to Contest Foreclosure
• Checklist for Your Mortgage Modification Application
• Underwater Loans
• Pros and Cons of Deed in Lieu of Foreclosure
• The Making Home Affordable Program (MHA)
• Common Mortgage Modification Phrases
• What You Shouldn't Do When Facing Foreclosure
• Benefits of Consulting with an Attorney
• Accepting the Situation
• Words Any Homeowner Should Know
• Common Questions About Mortgage Modification
• 5 Signs Modification May Be the Answer
• What to Avoid When Modifying Your Mortgage
• 3 Things You Should Know About Adjustable Rate Mortgages
• 4 Tips for Writing a Hardship Letter
• 4 Advantages of Refinancing Your Mortgage
• Fighting Foreclosure
• Short Sale Basics
• Can Mortgage Modification Help Me?
• Will Modification Hurt My Credit?
• 5 Questions to Ask a Modification Lawyer
• Mortgage Modification Timeline
• The Importance of Documenting Your Agreements
• Pitfalls for First-Time Home Buyers
• Late Mortgage Payments
• Reduction in Principal vs. Interest Rate Changes
• Mortgage Forbearance Programs
• Documenting Your Finances
• Understanding Chapter 13 Bankruptcy
• How Long Does Mortgage Modification Take?
• Today's Housing Market
• The Means Test and Chapter 7 Bankruptcy
• Automated Underwriting
• Seven Steps to Buying a Home
• Rental Property Mortgages
• Recovering from Bankruptcy
• The Benefits of a Reverse Mortgage
• Senior Mortgage Modification
• Assumption of Mortgage
• Secured Debts and Mortgage Modification
• Home Equity Loans
• Methods for Avoiding Foreclosure
• Types of Mortgage Loans
• Advantages of a Short Sale
• Self Amortization Repayment
• Paying Off Your Mortgage
• HAMP Mortgage Modification Program
• Jumbo Mortgage
• Home Down Payments
• Negotiating a Mortgage
• Budgeting for a Mortgage Payment
• What is Loan Modification?
• The Truth in Lending Act (TILA)
• Chapter 7 Bankruptcy and Foreclosure
• Tax Advantages of Owning a Home
• Advantages of Mortgage Modification
• Why You Need a Bankruptcy Lawyer
• Interest Rates
• Foreclosure Auctions
• What Caused the Housing Crisis?
• Mortgage Lender Fraud
• Predatory Lending Schemes
• Deed in Lieu of Foreclosure
• Bankruptcy Fraud
• Refinancing Your Mortgage
• What is Reverse Mortgage?
• Home Affordable Foreclosure Alternatives
• Selling Your Home
• Why get a Mortgage Modification Lawyer?
• Negotiating a Short Sale
• The Federal Loan Modification Plan
• When to File for Bankruptcy
• Avoid Mortgage Modification Scams
• Rebuilding Your Credit Score
• Documents Required for Foreclosure
• Partial Claims and Mortgage Modification
• Short-Sale and Avoiding Foreclosure
• Qualifying for Mortgage Modification
• The Dangers of No-Equity Home Loans
• Notice of Default
• How to Deal With Second-Home Mortgage Problems
• Financial Hardships and Loan Modification
• Rate Adjustments and Mortgage Modification
• Private Mortgage Insurance
• Adjustable Rate Loan Modification
• Mortgage Modification and Foreclosure
• What is a Short Sale?
• Why Refinance?
• What is a Mortgage Loan?
• Why Pay your Mortgage Off Early?
• What is Foreclosure?
• Understanding Your Credit Score
• Homeowner's Association
• Selecting a Mortgage Lender
• Retirement Property
• Building Home Equity
• Increasing Your Home Value
• Types of Bankruptcy
• Investing in a Home
• Purchasing a Home in a Different State
• Balloon Mortgages
• Understanding Mortgage Repayment Terms
• What is Prime Rate?
• Credit Score Basics
• Bridge Loans
• Credit Report Basics
• Common Mortgage Terms
• Adjustable Rate Mortgages
• The Fixed-Rate Mortgage
• The Importance of Escrow Accounts
• Foreclosure by Judicial Sale
• Hardship Letters