The government program intended to relieve borrowers who are in trouble with their mortgages may only be able to help about one million people, a congressional watchdog panel reported. About 230,000 people received aid from Making Home Affordable through March, but the program is not equipped to reach the majority of homeowners, reports say. About 150,000 people have been dropped from the program because they were unable to make payments or their lenders found them unqualified after already joining the program.

Many people are still waiting to hear if they qualify for federal aid. Some say the government is not keeping up with the needs of the crisis. The administration said it plans to add features to the program. Nonprofit groups and government officials have begun coordinating in a network to come up with solutions and share information.

 If you or someone you love is facing foreclosure, modifying your mortgage may prevent you from having to file for foreclosure. To learn more, contact the Maryland mortgage modification attorneys of Chaifetz & Coyle, P.C., today by calling 443-546-4608.