Maryland Foreclosure Defense Lawyer
You can fight back against foreclosure – we can show you how.
If your finances are under pressure and the bank is threatening to foreclose on your home, it is very easy to lose hope. But don’t give up – there are effective ways for you to fight back against foreclosure proceedings. With the right legal assistance, you may be able to delay foreclosure for months or years – or even get the bank’s case dismissed entirely.
At Chaifetz & Coyle, P.C., we take pride in helping homeowners like you protect their homes. If you are ready to fight the foreclosure, contact our Maryland foreclosure defense lawyers today at 443-546-4608.
Forensic Review of Your Loan Documents
The Truth in Lending Act, or TILA, is one of several federal laws intended to protect consumers from predatory lending practices. The Act requires lenders to disclose important terms of any transaction so that consumers know exactly what they are getting into. Many lenders, however, routinely violate TILA and other federal laws and regulations.
The Maryland foreclosure defense attorneys of Chaifetz & Coyle, P.C. can examine your loan to determine whether the lender violated TILA or other laws. If any violations come to light, we may be able to have the foreclosure proceedings against you dismissed. In some cases, you may even be entitled to obtain damages from the bank.
Who Owns the Mortgage?
In order to successfully foreclose on your home, the bank needs to take several specific legal steps. If they make a mistake at any point, an experienced Maryland foreclosure defense lawyer may be able to use it to your advantage.
Sometimes, the simplest defenses can be very effective. Many homeowners are able to delay foreclosure proceedings for months or years simply by forcing banks to prove ownership of the mortgage. Because the mortgage business has become so complicated, with mortgages being sold, repackaged, securitized, and resold, many banks are unable to produce the relevant documents, bringing the foreclosure to a halt.
You don’t have to take foreclosure proceedings lying down. When you contact a Maryland foreclosure defense lawyer at Chaifetz & Coyle, P.C., we will immediately begin looking for ways to stop the bank from taking your home. Call 443-546-4608 to get started today.